What's the best strategy to buying a mortgage note?

What's the best strategy to buying a mortgage note?

  • Colin Whitenack
  • September 29, 2026

Buying a mortgage note is not just about collecting monthly payments. The price you pay and the problem you are taking on can make a big difference. 📄💰 One approach is buying a note at a discount, collecting payments, and potentially benefiting from the difference between your purchase price and its value when it is eventually paid off or sold. Non-performing notes can create another opportunity, but they also come with additional risk. ⚠️ When a borrower has stopped making payments, the goal is to understand what happened and find a solution that can work for everyone. That could mean helping get the loan back on track or finding another path that allows the borrower to move forward. Curious about how mortgage note investing works? Let’s talk. 📞 303.912.5394 ✉️ [email protected]

Work With Colin

Colin makes sure to understand the life goals of each individual client so that he can develop the strategic plan now that will fit within those goals. Colin then laid out the process for both buyers and sellers including timelines, prices, processes, and expectations.

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