What kind of return can you expect from note investing

What kind of return can you expect from note investing

  • Colin Whitenack
  • 04/23/26

What kind of returns can you actually expect with mortgage note investing? πŸ€” The honest answer… it depends. πŸ‘‡

πŸ“„ Performing notes:
πŸ’° Steady monthly income
πŸ“ˆ Typically around 6–10% annually

⚠️ Non-performing notes: (where things get interesting)
πŸ”§ You solve the problem
πŸ’΅ Returns can range from 10–25%+
πŸš€ And in rare cases… even much higher

Why the big range?

Because sometimes you’re buying a note at a deep discount — and if things go a certain way, you could end up controlling the asset and creating a much bigger win. 🏑 But here’s the key πŸ‘‡ Smart investors aren’t chasing huge wins… They’re focused on not losing money first. 🧠

βœ”οΈ Strong due diligence
βœ”οΈ Clear exit strategies
βœ”οΈ Buying at the right price

That’s how you narrow hundreds of deals down to only the ones that make sense. This isn’t guesswork — it’s a process. πŸ“Š 303.912.5394 | βœ‰οΈ [email protected]

Work With Colin

Colin makes sure to understand the life goals of each individual client so that he can develop the strategic plan now that will fit within those goals. Colin then laid out the process for both buyers and sellers including timelines, prices, processes, and expectations.

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