Total Purchasing Power by Interest Rate

Total Purchasing Power by Interest Rate

  • Colin Whitenack
  • 01/28/26

How much do interest rates impact purchasing power? 🏡💰 A 1-1.5% shift can significantly decrease or increase your budget 📉 💪 So, in our more balanced market, we can use negotiating tactics like a rate buydown to help reduce the interest by 1, 2, or even 3%. ✂️ That’s why this market may actually be an ideal time for you. 🤝 While purchasing power may be more limited, our negotiating power is higher and could still get you the right house in your budget. 🏆 Let’s chat and find out. 

Work With Colin

Colin makes sure to understand the life goals of each individual client so that he can develop the strategic plan now that will fit within those goals. Colin then laid out the process for both buyers and sellers including timelines, prices, processes, and expectations.

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